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Who might help pay for care?

Six quick questions about your parent. We'll point you to the programs worth looking into, with the official page for each.

Where does your parent get care, or where might they?

Is your parent a veteran, or the surviving spouse of one?

Does your parent have a long-term care insurance policy?

Is your parent's income and savings low, or running low?

Is your parent on hospice, or has a doctor suggested it?

Does your parent need skilled rehab after a hospital stay?

Worth looking into

What Medicare won't pay for

Medicare doesn't pay for long-term custodial care (help with bathing, dressing and eating) in assisted living, a nursing home or at home, so plan for another way to pay for it.

Medicare.gov: Long-term care ↗

Your parent's income and savings

Most families pay for assisted living privately, at least at first. Work out how long the money lasts for each option.

Pairlo cost calculator →

Not legal or financial advice. Programs and rules change; the official pages linked above are the source of truth.

General information, not legal or financial advice. Eligibility depends on your parent's state, health, income and assets; check with the program, your state Medicaid office or an elder law attorney. More in our guide, does Medicare pay for assisted living?

Want a professional to look at this with you?

An aging life care manager knows local prices, reads contracts every week and can help you weigh the options with your parent.

Find a care manager